Brian Patey Mortgage Broker NL: The Mortgage Group

Brian Patey || January 28, 2026

Rates on hold as the Bank of Canada waits for clearer economic signals

The Bank of Canada held its key policy rate at 2.25% today, a decision that came as no surprise to markets and economists. More importantly, the Bank signalled that it isn’t in a rush to move...

Brian Patey || January 16, 2026

Canada closes 2025 with balanced market conditions as December sales soften

Canada’s housing market lost some steam in December, closing out 2025 on a quieter note. Home sales fell 2.7% from November, according to the Canadian Real Estate Association (CREA). Compared to...

Brian Patey || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Brian Patey || December 03, 2025

Budget 2025. Updates that may influence your home plans this year

Budget 2025 introduces a number of changes that could shape how Canadians approach buying, refinancing, or renovating in the coming months. Some programs are ending, others are shifting, and a few...