Wednesday
February 22, 2012
1 Year Closed : 2.75 %
3 Year Closed : 2.79 %
5 Year Closed : 3.19 %
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Why use a TMG Mortgage Professional
The Top Ten Reasons
Get independent advice on your
financial options.
As independent mortgage professional,
I’m not tied to any one lender or range of
products. My goal is to help you
successfully finance your home or property.
I'll start by getting to know you and your
homeownership goals. I'll make a
recommendation, drawing from available
mortgage products that match your needs,
and I will decide together on what's right for
you.
Save time with one-stop shopping.
It could take weeks for you to organize
appointments with competing mortgage
lenders — and I know you'd probably rather
spend your time house-hunting! I work
directly with dozens of lenders, and can
quickly narrow down a list of those that suit
you best. It makes comparison-shopping
fast, easy, and convenient.
I negotiate on your behalf.
Many people are uncertain or
uncomfortable negotiating mortgages
directly with their bank. Mortgage
Professionals negotiate mortgages each
and every day on behalf of Canadian
homebuyers. You can count on my market
knowledge to secure competitive rates and
terms that benefit you.
More choice means more competitive rates.
I have access to a network of major
lenders in Canada, so your options are
extensive. In addition to traditional lenders,
I also know what's being offered by credit
unions, trust companies, and other
sources. And I can help you take care of
other requirements before your closing
date, such as sourcing mortgage default
insurance if your down payment is less
than 20% of the purchase price.
Ensure that you're getting the best
rates and terms.
Even if you've already been preapproved
for a mortgage by your bank or
another financial institution, you're not
obliged to stop shopping! Let me
investigate to see if there is an alternative
to better suit your needs.
Get access to special deals and add-ons.
Many financial institutions would love to
have you as a client, which is why they
often offer incentives to attract
creditworthy customers. These can include
retail points programs, discounts on
appliances, shopping clubs, and more. I
do the math on which offers might be
worth your attention when it comes to
financing or mortgage insurance — so you
get the perks you deserve.
Things move quickly!
My job isn't done until your closing date
goes smoothly. I'll help ensure your
mortgage transaction takes place on time
and to your satisfaction.
Get expert advice.
When it comes to mortgages, rates, and
the housing market, I'll speak to you in plain
language. I can explain the various
mortgage terms and conditions so you can
choose confidently.
No cost to you.
There's absolutely no charge for my
services on typical residential mortgage
transactions. How can I afford to do that?
Like many other professional services, such
as insurance, mortgage brokers are
generally paid a finder's fee when I
introduce trustworthy, dependable
customers to a financial institution. These
fees are quite standard and nearly industrywide
so that the focus remains on you, the
customer.
Ongoing support and consultation.
Even once your mortgage is signed and
paperwork is complete, I am here if you
need any advice on closing details or even
future referral needs. I am happy to be of
assistance when you need it.
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